Electronic mortgage or so called emortgage provides lending circles an easy jobs and affordable for buyers by eliminating paper and instead use electronic device or electronic format known as SMARTdoc on processing mortgage and loan documents. By using emortgage, it gives lenders an opportunity to save a lot of money.
SMARTDocs are based on XML, an Internet-based technology that allows the document itself and the data that fills the document to be separated. Loan-specific data is used in the SMARTDoc and throughout the process, eliminating the need for duplicate data entry. Using SMARTDocs, loan documents are queried, audited, executed, transferred, and archived entirely in the electronic medium.
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